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equifax compiles credit reporting data from many sources and creates a credit file that reflects your personal credit history including your fico® score. now you can view your credit report online enabling you to monitor your credit and monitor your score while protecting yourself from identity theft. before making major purchases, such as buying a home or car, you can see exactly what information is available to potential lenders. equifax has grown into the leading provider of personal, commercial, consumer and hr information solutions.